> The biggest factor they can monitor is verifying miles driven. Miles driven, unsurprisingly, has a bigger impact than virtually anything else someone signing up to be monitored would be guilty of.

In general, no surprises.

What really surprises me is that my insurance company never asks for an odometer reading. I haven't changed insurance in years. It's also hard to estimate how many miles I will drive in a year because my life situation changes every few years.