It's not about not being able to borrow, it's about companies refusing to accept your business because you're a "risk", even when you offer to pay out the entire contract up front to show you're good for the money. It's a fucking pain in the ass
1) You're a multimillionaire without aspiration, and shouldn't be giving financial advice to the rest of us non-millionaires.
2) You're a troll, or are acting like one to get yourself hellbanned for some reason.
3) Your recent spat of negative karma comments are the result of some kind of new mental health issue, and you need to see a doctor.
And what kind of crap-ass site would ban someone for the three (out of five) comments I've made today which have been downvoted?
Pretty sure I can spot the actual troll here.
If you make enough comments that are bad enough then your account is likely to be banned. If that's your goal then at some point along the way you'll be only three comments in.
(I am not remarking on the quality of your other comments; I have not read them.)
Personally, I think it's a terrible idea. It's a much better plan to work together a couple decades of good borrowing history without paying much interest and then get unsecured loans totaling hundreds of thousands of dollars and cash out.