This is normal Excel use.

Most large organisations use an Excel front end to their enternal services and the uses uses VBA to put them together. - Basically Excel is the finaciers web browser.

Unfortunately they also have large Excel spread sheets that are passed around between users with no control. An examplke was in UK reporting of some COVID information, it was underreported as they were using Excel which only allows 64K (number chnages per version I think it was 256 originally) rows and so when exporting data rows were just lost.