Oobabooga is a great tool but it still has a long way to go in term of user-friendliness. It's absolutely not plug and play the way that chatgpt is; It requires research, trial and error, and knowledge of the tech to make the model work to its full potential. It's great once you finish setting it up, but it does not compare to what you would expect from a commercial product aimed at normal end-users.
Things like bad default values, no tooltips, an no curated model list to one-click download is what separates a tool like Oobabooga from a paid commercial product. These things require time/money and it would be very unlikely that an open source tool could find resources for all the testing and R&D.
I think there is a big market for products where you pay and can just start chatting with the model without having to ever go to the settings tab or google anything unless you need to do something out of the ordinary.