Your insurance is employer provided? You risk that every day then. Lots of people in the past few years have woken up to find out that their job - and with it their employer provided insurance - has gone bye-bye.

Yeah, we have COBRA to continue it at exorbitant rates for some period of time. But health care should not be tied to employment.

I'd be OK with a universal health care system where employers can offer better but everybody has a baseline health care where nobody - absolutely nobody - has to struggle to get basic healthcare. (And that includes dental and vision, which is absolutely boggling that we've decided "oh, those body parts are not included.")