House prices have gone absolutely nuts in the last forty years. We are witnessing the largest generational transfer of wealth in the history of the world.

Healthcare and education have also experienced broken cost growth.

But those are problems for everyone that’s not on the winning side of these giant money sucks.

It doesn’t change the fact that ratio of programmer salary to median salary has been moving way up. It’s both true that we are doing relatively much better and we are getting screwed by costs just like everyone else.

I'm not sure if this is sarcasm, but probably 80-90% assuming you adjust your living standards and move to an area that is affordable.

Yes, it's probably more like 10% if you're sending your kids to private school, buying a house in expensive metros, etc.