No, I understand that Apple will take many payment methods, which are then used when purchasing an in-app purchase.
What I object to is why this is the only way apps are allowed to take payment. Why can't they take card payments themselves, without having to go via Apple?
> Seems like you are just going off your own misunderstanding of Spotify's phrasing.
No, I understand the issue. It's been around since long before Spotify's PR campaign. Just because I don't share the same viewpoint as you, it does not mean I 'misunderstand' the issue.