There's a lot of research that suggests this is happening at least some of the time.
>which is very much unlike how most people would describe their experience of it
How people feel consciousness works has no real bearing on how it actually works
I'm less in the "it's only X or Y" and more in the "wait, I was only ever X or Y all along" camp.
Sure, it's not completely in control but if it's just a rationalization then it begs the question: why bother? Is it accidental? If it's just an accident, then what replaces it in the planning process and why isn't that thing consciousness?