People who think that a rich investor who puts up some seed money to start a new venture should chase a bad investment with more of their personal funds to make sure employees are taken care of after the business fails (even though they paid into unemployment insurance, which already does that)...and they believe this so strongly that they would never work for any company that investor is associated with, regardless of the opportunity, are who I'm talking about.
These are the same types of people who think tech workers are treated so poorly that they need to unionize and should be free to spend their work time doing political things that have no contribution to the company bottom line.
It has nothing to do with negotiating the best deal for yourself. Severance is voluntary and is rarely negotiated up front. Especially at the level of employment for the 99% we're talking about where the company going out of business really matters -- negotiating severance up front is like negotiating a prenup. It's requires leverage and people in these income brackets don't have it.