under $200k isn't a massive amount of money especially if you have a couple of kids and live in a high cost of living area. You definitely shouldn't be paycheck to paycheck but it would definitely be in the realm of "oh shit" if you lost it and your health insurance (again, especially if you had kids) overnight

versus a CEO who may be making double or triple that, and knew the end might be coming and started saving up extra

The place I work has physical security, baristas, and random other staff in an expensive city. Tbh I don't know what they make.