>> Literally requires the exact same cognitive load as using keys to start your car. The problem is that so many people got comfortable delegating all their financial and data risk to third parties, and those third parties aren't excited about giving up that power.
This perfectly describes the current situation with passkeys.
Passkeys are a great idea--they are like difficult, if not impossible-to-guess passwords generated for you and stored in a given implementor's system (Apple, Google, your password manager, etc.).
Until passkey systems support key export and import, I predict that they will see limited use.
Who wants to trust your passkeys to a big corporation or third party? Vendor lock-in is a huge issue that cannot be overlooked.
Let me generate, store, and backup MY passkeys where I want them.
That doesn't solve the general "I don't want to have to manage my keys" attitude that some people have, but it prevents vendor lock-in.
