I agree, banks should have rules and regulations specific to their industry, just like cafes should industry-specific rules (food handling, tip distribution, etc.).

I don't think "you can't fire a customer" is a good one though.

There's also a distinction between not being able to use a particular bank and not being able to use any bank. It's important that everyone be able to use some bank, but not that everyone can use Chase, but it's tough to regulate that. Again, this is why I see a government option as necessary.

The main issue isn't firing a customer (although it's bad), but locking up their money. It's not like they say "hey, we want to stop doing business with you, please transfer all your money to some other bank within a week or take out your money at the nearest branch", or do they?

Locking up the money is basically theft, but I'm sure the law and regulations say otherwise.

Yes, it would be good if we deregulated, so that banking wasn't special.

Private companies should be allowed to print private notes. (Of course, with distinctive designs etc. We don't want anyone fooled into mixing them up.)