I want to dive into the "how to politely resist this in an effective way".
1. Opt out of these things as much as you can. Often times you can't opt out of the underlying actual thing (school, banking, etc) but you can opt out of the terrible new thing. You don't need to explain to people a deep "why". Instead give the people polite, reasonable (and generally true) excuses. "Oh, it doesn't work on my computer". "Oh, I don't understand how to use it." "I don't really like technology."
2. Help other people, particularly children, the elderly, the vulnerable, etc, in opting out of these things and bypassing them when needed. Help them fill out the paperwork, call the right people, cause the right fuss. Frequently, you'll find by helping one person they'll go on to help other people do the same thing.
3. Tell other people, in appropriate times and circumstances, that you don't care for these things and opt out of them. Don't be weirdly obnoxious about it, but when someone gripes about it or complains about it not working for them.. just agree with them. Most people don't like these things. These things don't generally work (for anyone). They suck. Let other people know you agree with them that these things suck.
There are cases where this doesn't work - automated account closures, automated sentancing, rent shenanigans. You can of course do the usual things of bugging your congress critters (and you should) but you should also use the full range of pressure available to you. Don't do business with shitty companies - and when they inevitably try to sell to you, tell them why you don't do business with them. When a politician supports automated sentancing tools, explain to them why you aren't voting for them.
Surprisingly a little bit of pressure goes quite far.