My point is that when you said, "In the US the receiver gets unbanked without warning or explanation and permanently loses the ability to accept money through any service via systems like MATCH", that's flat wrong in the most prominent cases, and in less-prominent cases where deplatforming has been applied it hasn't been effective.
It's absurd to try to block a direct payment model to all content creators because you think it will be an effective payment model for hate speech, when hate speakers already have working payment models.