I don't know what you mean. Money is just a means of allocating goods and services, but by itself, it does not increase the supply of goods and services. So the pensions, the 401ks, the savings, and the cash really all are just trying to grab a portion of the nation and world's goods and services.
Which is why the returns ("financialization") are so important, higher returns means you get a higher portion of the goods and services. But since returns are just money, it does not mean the sum total of goods and services increases, just the proportion that you get is proportional to the return you get relative to others. And you can replace "you" in this statement with "x tribe" whether it be generational, political, racial, etc.