True story. I took your comment two ways, and wrote my response based on the wrong interpretation. For that I apologize. Of course we pay more than the host could ever be expected to pay out. It's an insurance policy, when it comes down to it. It's also less than we would have to pay to get our own datacenter put up faster. As a stop-gap between the time our software went live and the time when our datacenter will be operational, it's worth it. Time to market was very important, moreso than the cost we pay up front. Losing marketshare forever is worse than an $8b/yr company losing a few million dollars for just one quarter. You and I are not disagreeing.

But this is all getting off topic. What I was originally addressing was the OP's comment of "sorry, we lost your stuff, oh well". If you want that peace of mind, you're going to be paying for it.