Most people use their phones most of the time now, meaning the MFA device is the same device they're using.

Of the people who aren't using a phone, how many are using a laptop with a built in keyboard? It's pretty obvious if you have a USB dongle hanging off your laptop.

If you're using a desktop, it's going to be in a relatively secure environment. Bluetooth probably doesn't even reach outside. No one's breaking into my house to plant a keylogger. And a wireless keyboard seems kind of niche for a desktop. It's not going to move, so you're just introducing latency, dropouts, and batteries into a place where they're not needed.

Long, random, unique passwords are phishing resistant. I don't know my passwords to most sites. My web browser generates and stores them, and only uses them if it's on the right site. This has been built in functionality for years, and ironically it's sites like banks that are most likely to disable auto fill and require weak, manual passwords.