That sounds like a totally separate threat compared to "when one service is breached". In your last comment you were talking about your password manager being hacked, but in the post before that you were talking about the service (ie. the website you're using) being hacked?

Also, while I do agree that if your your password manager database were hacked you would need to rotate both passwords and passkeys, but I would hope that occurs far less frequently than some random service you use getting hacked.