No, you’re smart to feel this. See the previously linked comment from someone upset that KeyPassXC lets users export:
https://github.com/keepassxreboot/keepassxc/issues/10407
When it comes to Apple, or Google, remember that people keep their accounts (and therefore access to their keys) at Apple or Google’s pleasure; people’s lives can and do get upended when Google decides you’ve done “The Bad” and they revoke your account-and there’s no learning what you did. For your, and everyone else’s, security of course.
The desire for better metadata is good, because you don’t want to hand your password for microsoft.com to microsolt.com when you’re in a hurry and a sophisticated phishing email arrived. Still, as an example, I’m trusting 1Password less and less. They just helped me autofill credentials somewhere they shouldn’t have (thankfully to no ill effect) when the password was correctly set up with website information, basically where something was site1.example.com instead of othersite.example.com. Because they ignored the subdomain.
Their response from support? “By default 1Password doesn’t take into account subdomains when suggesting an item…” and if you’re using their desktop product, there you can go change - per-item (wtf?) - whether it requires exact domain match to fill.
As so many other people here are saying, it feels like a mass lock-in attempt. If it’s not FIDO is doing a really good job making it look that way, especially with “attestation” (which could just be Web Integrity 2.0 if misused).
