I’d disagree that there has to be a trade off at all. Using hardware security keys or device based passkeys, secure authentication is actually pretty convenient now.
Interesting; I have had the opposite experience.
Many websites will directly enroll my Yubikey and will even let me use it instead of a password, and logging in is as simple as touching the button at the prompt. It’s honestly much simpler then using a password for me, and MUCH more convenient then pulling out my phone for 2fa codes (especially for the university site’s painfully short session times)
yeah, the assertion is entirely false. there doesn't need to be any such tradeoff.
there's probably a term for the cognitive fallacy where you assert that however it happens to be is how it had to be. it's like normalcy bias, but retroactive.