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0 pointsSander_Marechal1y ago0 comments

Germany is a lot less digital than the rest of Europe though. Germans by-and-large even refuse to use debit cards (pin&chip). It's so strange visiting Germany as a tourist and not being able to pay with my card in a restaurant for example.

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nebalee1y ago

Germany has a very well established electronic cash system in the form of Girocard because the overwhelming majority has a Girokonto and thus no need for a separate payment method. So why should any business in Germany go through the trouble to offer additional payment options for the extremely few cases where a customer cannot pay via Girocard or with cash? If you are frustrated that you cannot use your card you should blame whoever issued it to you. It's their responsibility to convince businesses to offer their payment method.

Semaphor1y ago

> Germans by-and-large even refuse to use debit cards (pin&chip)

I’d call that a minority, especially since Covid.

> not being able to pay with my card in a restaurant for example

An even smaller minority, especially for restaurants, slightly larger for non-chain fast food places that probably also cheat on taxes.

I don’t carry cash with me and pay almost everything with my MC debit or AMEX credit card, even in cases I can’t do that, I’d be able to pay with girocard (non-MC/Visa debit card, a widespread local system) if I had one.

gambiting1y ago

>>An even smaller minority, especially for restaurants, slightly larger for non-chain fast food places that probably also cheat on taxes.

Personal anecdote, but I've been travelling through Germany this winter and outside of motorway petrol stations and big supermarkets pretty much no one would accept my Visa/MasterCard cards - "EC Karten" only everywhere. We went to a big restaurant which I assumed would be ok because I could see the card terminal at the till, and at the end they told me it's EC Karten only - had to drive around at 11pm to find a working ATM just to withdraw some euro to pay them, while my wife and son waited at the restaurant - absolute nonsense.

Semaphor1y ago

Weird, I wonder if that’s the south? Up here in Lübeck, even the small stores now almost always accept everything thanks to the small SumUp terminals.

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nebalee1y ago

Semaphor1y ago

> Germans by-and-large even refuse to use debit cards (pin&chip)

I’d call that a minority, especially since Covid.

> not being able to pay with my card in a restaurant for example

An even smaller minority, especially for restaurants, slightly larger for non-chain fast food places that probably also cheat on taxes.

gambiting1y ago

>>An even smaller minority, especially for restaurants, slightly larger for non-chain fast food places that probably also cheat on taxes.

Semaphor1y ago

Weird, I wonder if that’s the south? Up here in Lübeck, even the small stores now almost always accept everything thanks to the small SumUp terminals.

4 more replies

j / k navigate · click thread line to collapse