heck yes i would
you're right about the second part i guess. not everything is intended for a public audience (like some cringe video clip with friends from a few years ago). with everything else (cinema, music etc.) i'd argue that my need for entertainment is more important than making sure some billionaires make 20 bucks on my purchase, especially if i can't afford it.
personally, i pirate everything and pay for stuff made by independent creators (foss devs, indie artists etc.) that i really like. perfectly moral