I suspect software architects are useful when building user-hostile experiences like Amazon prime cancellation, aka Iliad flow [1]. Portioning out the work would keep as few people in the know as possible whilst reducing the risk of offending individual developer's morals.
$productivity = amount scammed out of customers - developer cost
I wish I could find the leaked document.
[1] https://www.vox.com/technology/2023/6/21/23768370/cancel-ama...