undefined | Better HN

0 pointswiredfool1y ago0 comments

My EU bank uses an app for consumer accounts. It hasn’t used sms for a few years, except when setting the app up on a new phone/sim.

0 comments

rlpb1y ago

> except when setting the app up on a new phone/sim.

So it does when it needs to authenticate you :)

wiredfoolOP1y ago

The difference is, it’s a pain, has happened twice in 5 years, and I know what triggered it, and it doesn’t happen with every 3d secure purchase or login.

So much less likely to get phished.

j / k navigate · click thread line to collapse