Average person - not average American or individual from developed countries. I know of software that's well out of reach of even the average American.

> The answer is whatever the price of the latest flagship smartphone is.

Therein lies the problem with the assertion that prices will inevitably driven downwards: the price of a flagship phone is not driven by cost of making it - instead the OEMs select a price-point first and then work backwards from there. When was the last time the price of a flagship smartphone series decreased? Compare this to the number of times has it increased.