> Unless the operating system for iPhones is open source and one can verify which version they have installed
There are a lot of security engineers out there reverse engineering Apple's iOS versions and payloads, especially ones installed on the phones of activists and other dissidents who may be under government surveillance. While in theory Apple could build a compromised OS and serve it only to a single IP or whatever, the reputational risk if they were to be discovered would be enormous. Compared to when the processing is happening on Apple's servers, where it's impossible to tell for sure if you're being wiretapped, there's just too much of a risk of detection and tipping off the target.