It could also be interpreted as demonstrating the advantages that the rich have:
Even those families who somehow manage to build up wealth likely to lose it within two generations. Meanwhile the ultra-wealthy are able to continue being ultra-wealthy from one generation to the next regardless of how competent that generation is.
1% of 1 billion is 10 million. That is lot of money to spend on consumption. And in many cases such consumption doesn't necessarily entirely destroy spend money. Think of classic cars or art or real estate...
Only real way to destroy such amount of money is something stupid like starting an airline...
The ultra-wealthy territory is one were actually losing becomes hard, if you have even some moderation in actions.