When my mother died of cancer (also in her 50s, still working as a public teacher in NYC so should have had great insurance for this) the hospital went after the estate with a million dollar bill. I couldn't even afford a lawyer to contest it at the time and ended up not inheriting anything except what I could take out of the house.
The only people with good outcomes are the rich who can afford it, and the poor who couldn't afford anything yet are still being treated because other tax payers are paying into this system.
an impoverished single-parent 4 member family will not have time to exploit whatever medical care options are made available to them. this time deficit is one of the more common characteristics that impoverished families have in common.
in a way it's similar to the healthcare problems that startup people see early in the business; 'no time for the doctor, I have meetings -- i'll live with the ulcer' , just from a different angle.
lack of opportunity for time management.
The US healthcare system is broken beyond belief, and I do think there is some degree of managerial sociopathy around profit (particularly in the pharmaceutical and insurance wings), but by and large there still remain options for people even if they may be arduous, and I do think that hospitals and doctors are still significantly motivated just to provide good care.