I'm pretty sure the luck of being born with sufficient intelligence to work at Google is orders of magnitude greater than the luck of making big ROI on Google stock.

> because you followed sound financial advice

Most financial advice is there to help the clueless masses to not lose their savings to get-rich-quick schemes and then default on their debt during their next unemployment period. Anyone smart enough to do Silicon Valley work has probably outgrown those training wheels and can think for themselves when investing.