With a price like that I’m assuming this product has a shelf life. It would make way more sense to ask a dollar a month. In 13 years they will have made more than that $150, and this model also incentivizes them to keep up development for years and years.
Depends on the scale of your foresight. If you are pursuing growth at all costs then yes, cash now. If you are merely finding work to pay for your life then take the 13 year option and have income in 13 years.
