Those people will probably be fine, though if you’re in that $1-10million zone you could be at risk of running out of money eventually if you don’t end up being one of the people owning the automation.
In modern America, $1 million isn't enough to not have to work outside of small towns and certainly isn't enough that the rules don't apply to you.
[1] I don't even necessarily mean big things like hiring high power attorneys to get away with crimes. I mean things like cutting through bureaucracy, access to influential people/resources, the ability to bend regulations, etc.
For example, let’s say you have 5M NW, and 75% of it is in an uninsurable residential real estate. Your house is at high risk of being destroyed, and if it does you barely have the assets required to rebuild. If this happens twice you are have nothing poor.
Or it becomes worthless when no one else has anything and demand tanks
And/or, if possible, buy yourself one small Von Neumann replicator.
