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0 pointsvel0city1y ago0 comments

> There is no pre-verification of authorization whatsoever.

There actually is a way they can sync up to say this is an authorized regular transaction and they get the ability to keep charging even when the old number expires and a new card gets issued.

I forget what it's called, and I don't believe it's supported everywhere.

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reginald781y ago

This "feature" pisses me off. I was going to switch to capital one virtual cards but from reading around it seems that these two can be updated and even have spending limits overridden in the case of subscription services. Since protection from overcharging is the main draw that product had it seems like a useless feature once I read the details. They bill it as a benefit but with the possible exception of my life insurance I'd much prefer it the other way.

vel0cityOP1y ago

It seems to me this feature should just come disabled for virtual cards, as that's the whole point of virtual numbers.

Personally though in a lifestyle with like a dozen regular recurring credit transactions I'm not likely to cancel on a whim or forget (electricity, gas, daycare, insurance, internet, etc.) I'm fine most of these entities getting a more stable identifier for billing but I do agree it would be better to be opt-in on the cardholder side.

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reginald781y ago

vel0cityOP1y ago

It seems to me this feature should just come disabled for virtual cards, as that's the whole point of virtual numbers.

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