> Or are we to believe that competence is just arbitrarily cross-applicable?
I would wager that even you are more competent than the average auditor, assuming you know how to program. I'm seeing a lot of appeals to authority and credentialism, and assumptions that people who are hired by bureaucrats and politicians to audit themselves have better aligned incentives than a wildcard entrepreneur. If we can't agree on the fundamental axioms, I don't see this conversation going anywhere.
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