I'm curious about the mechanism used here.
There was some discussion of this on bluesky. What I'm not clear on is whether the payment was effectively cancelled/taken back/etc. or if they just went and took it out of the bank account. Either is a problem of course but the latter is truly disturbing.
I believe ACH transfers can be reversed for 5 business days, and I think this action was 5 business days after the initial payment, so maybe they used that mechanism?