And if it is the programmer's fault, what can we do about it? People are trying to avoid finding a solution that isn't throwing their hands up in the air. We either need to solve the problem in a place that is effective with the situation as it is (the tools) or we need to solve the situation such that it has consequences for doing the wrong thing on the part of the developer. Which shall it be?

Weak programmers do this to defend this group making crap software. I agree that defaults should be secure and maybe there should be request limit on admin, full access token - but then people will just create another token with full access and use it.