They don't have access to an account with 100k in it because that would generally be pointless for a normal person. A great deal of people have 100k in clear real estate or stocks. Only a moron leaves 100k sitting doing nothing but wait for it to get inflated to oblivion.
Haha, a bit snide but not inaccurate. Over the year I had that money in there gaining nothing, I lost thousands of dollars of value. Even just putting it into a HYSA would have been better.
