Phones, for better or worse, contain much more private and personal information about users than their computer I would bet on average.
So I understand the urge to make phones more secure by default and to help users avoid foot guns, even if it means restricting their choices.
You are likely not the average user, and I think it's a bit selfish to demand total freedom, that you can manage safely, when for most users they would be worse off.
In a perfect world we wouldn't need this but we certainly don't have one of those.