It's even worse than that. Office on my work computer is set to the English language, but my locale is French and so is my Windows language. It's saving semicolon-separated CSV files with the comma as a decimal point.

I need to uncheck File > Option Advanced > Use system separators and set the decimal separator to a dot to get Excel to generate English-style CSV files with semicolon-separated values. I can't be bothered to find out where Microsoft moved the CSV export dialog again in the latest version of Office to get it to spit out comma-separated fields.

Point is, CSV is a term for a bunch of loosely-related formats that depends among other things on the locale. In other words, it's a mess. Any sane file format either mandates a canonical textual representation for numbers independent of locale (like JSON) or uses binary (like BSON).