> In the present environment it is people who got a worthless degree from a third-rate technical school, like Devry, Kaplan or the University of Phoenix that are saddled with student loans they cannot ever hope to repay.
I know personally folks who have degrees from two of those three that were extremely valuable to them, degrees and education that made it possible for them to make a very good living.
Of course, my anecdotes aren't data, but I'm pretty sure that you're just bloviating from an even less sound basis.
That's not counting the tradesfolk (mechanics, plumbers, etc) for whom such schools are the only source of education. They were abandoned by the non-profits long ago.
I note that you ducked my question, so I'll repeat it
How does your knowledge of the bankruptcy rules and experience with past rules inform your proposed policy?