Consider future contributions; the contributor’s copyright should apply only to the files to which they contributed.
Similarly, consider any code that you incorporate from external sources; that code’s copyright and license should only apply to the files in which it has been incorporated.
Lastly, consider the case where the code is copied out of your project to be incorporated in a different project. The license and copyright should follow with those files (and if your files don’t include copyright and license at the top, it’s very likely the person doing that copying will insert it themselves for this same reason).