I had the same thought, basically here's a summary, as far as I can tell:

> AIs are sometimes good for code, sometimes not so good. I put some money in but don't know what code will come out, and it's so easy to put more money in. My friend told me to use Windsurf instead of Cursor, and it's easy to switch IDEs, they have no moat. Where's the moat?

AFAICT, that's the whole article.