Let me ask you a question and perhaps it will help?
What if there was something wonderful and curious that you could explore and someone else would actually pay you money while you were exploring that thing?
I've met a number of folks in research who "work" at a University doing their research and even though the pay sucks love what they are doing. You could pay them nothing and they would still love doing it. They might be forced to do something else if they didn't have enough money to live on, but even if they had millions and millions they wouldn't be doing anything differently.
Keith, the guy I was renting the room from, was in the latter position. He didn't "have" to work, and didn't "have" to work at IBM to work on computers, but in doing so he got to satisfy his curiosity and got to work on much better equipment than if he were funding it himself. Is that something understandable?
FWIW, in the Bay Area we call this "failing" at retirement :-) Failing is in quotes because if you choose to go back to work is it really a failure? Had a great conversation with Guido von Rossum when he decided to 'un-retire' and go "work" for Microsoft. There are a lot of things to like about the office, a community, a continual stream of interesting problems to solve, Etc. And knowing that if you didn't like it you can just stop really helps in dealing with people who would attempt to assert power over you.