Pro isn't a static plan. Pro subs can access Claude Code but are paying via API metering. I have it setup at home and, while I haven't used it much, it can quickly add up.

What I did do, because my personal projects aren't too complex, is moved the model from Opus to Sonnet which is about 1/5 the cost.

For day-to-day stuff I have ProxyAI (on IntelliJ, continue.dev works for this too) pointed at Mistral's Codestra for auto-complete and to Claude 4 for chat.

Claude Code is just for giving the bot tasks to do without me being deeply involved in the work.

(edit) I just saw that pro is getting a rate-limited option for Claude code for the sonnet model only. I haven't tried it out but will give it a go sometime. https://support.anthropic.com/en/articles/11145838-using-cla...