Commenting to share my experience: I ran into and ended up with youtube because it bundles youtube music as well, allowing me to consolidate. I was able to invite my household to the same account.

I also wanted to ensure my views resulted in the creators being paid, it goes without saying that the royalties for streaming are abysmal and is a separate conversation, but it was a contributing factor for me.

In the USA I subscribe to Youtube Premium family. The rate is just $3.00 a month more than Spotify family. For that price you get both the Spotify-equivalent Google-owned service (confusingly called YouTube Music) AND you get ad-free Youtube as a bundle. Basically just $3/month for no ads on Youtube is worth it and much easier to justify for a household on a tight budget.

It might be worth looking into if the pricing differential is similarly minimal where you live.