They won't "reimburse scam victims" on the other side of the world. They are probably reluctant to reimburse at all unless you are some granny in Croydon making a fuss in the newspapers.
It's on the bank to prevent those other-side-of-the-world account holders from sending large sums of money to untrusted destinations in the first place.
Good luck with that. Contracts etc can be falsified. You'd just end up locking out real people from sending their own money for legitimate reasons in the name of attempting to stop fraud or in your words "untrusted destinations" whatever that means.
