> Smokers actually cost less than non-smokers because they die a decade and a half sooner, and old age is where most expense happens.
This is often mentioned, but it's simply not true. It's not old age itself that costs money, it's the part of your life where you need care and support. This is old age in otherwise healthy people, but smokers don't just drop dead one day, they go through as many if not more years of care and support as everyone else, they just do it younger (which costs in lost productive years too).
https://www.gov.uk/government/publications/cost-of-smoking-t...