I mean, yeah, if you don’t actually get much use out of YouTube, then it might not be worth it to you. But that’s the same for all streaming services. And I wasn’t commenting on whether it’s worth it or not, which of course is subjective, but on how big an expense it is in absolute terms. The former doesn’t relate to the “higher net worth ads” argument, the latter does.
Personally I do like YouTube Music, due to all the user-uploaded content that isn’t available on other platforms.