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0 pointsastrange8mo ago0 comments

If you're fine with 100% risk then probably not, but you want some low-risk assets depending on your age. And if you have high marginal tax rates like anyone living in CA does then a little tax optimization is worth it.

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astrangeOP8mo ago

Oh, also mutual funds like FXAIX are less tax-efficient than ETFs.

j / k navigate · click thread line to collapse

0 pointsastrange8mo ago0 comments

If you're fine with 100% risk then probably not, but you want some low-risk assets depending on your age. And if you have high marginal tax rates like anyone living in CA does then a little tax optimization is worth it.

0 comments

astrangeOP8mo ago

Oh, also mutual funds like FXAIX are less tax-efficient than ETFs.

j / k navigate · click thread line to collapse