It's one of my children.

I doubt that they would pass away without me knowing about it since I talk with my children frequently, but if that happened then the plan falls apart a bit. There are actually a couple of failure points aside from that in my plan that could lead to a loss of the data. The odds of that happening are low enough that I'm willing to take that risk, though.

The actually important stuff such as legal documents are kept in a safe deposit box and with my attorney. Those are the only things that I consider to be mandatory, so those are the most recoverable.