Most developers in this new wave don't fully grasp the systems they're building, and end-users operate in total opacity. I have personally used AI to generate code scaffolds, and spend hours debugging edge cases, printing GitHub issues, and feeding API docs back into the system to stair it right enough times that I end up understanding a lot more what it is I plan on implementing as I reach a solid implementation. The average user wouldn't even know where to start with that.
Google's policy isn't an overreach; more like a reaction to the coming tsunami of superficially functional but fundamentally fragile tools. This is just the first domino. Expect more platform-level interventions as poorly understood tech stacks meet real-world consequences.
The era of "move fast and break things" is colliding with domains where broken things ruin lives. I wouldn't want any family members/close friends getting to swallow the latter pill.
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└── Dey well; Be well
All without the slightest bit of data security. If you had the right URL you could download the entire user database, since the LLM they used to create it didn't think data security was important.
I sure wish we could tell that to the AI industry that pushed such changes to begin with. This is a good control factor, but the true perpertrators are at large.
The tools are there. It's up to us to deal with them.
Does Google has a banking licence ? I've never heard of "Google bank". What is so special about Google Pay ?
As a general point, there's a lot more banking entities than we as customer come into contact with.
The bar isn't as high people image, and even for a middle-sized company getting a banking license is mostly a matter of investment and how serious they are about maintaining that activity in the long term. Any of the GAFAM already have or could have a operating internal banking arm if they wish it into existence.
Trying to prevent software from being available/installed that isn't even in the "legitimate harm" list. That's insane.
I could rant a lot about where we're in a really horrible you don't own your phone and other people believe they own it world, but that would be going off topic here. (I.e. business you go to the store is trying to force and pressure you to install apps.. i.e. sams club, or tours/businesses pushing you excessively to use whatsapp, etc )
In reality, software isn't like this anymore. You, as a dev, gotta comply with various regulations and local laws if you intend to distribute software. Sure, most software in the app stores is still unregulated, but think of medical software (HIPAA or FDA in the US, MDR in the EU) or all software dealing with personal data (GDPR in EU), gambling (most countries), AI stuff (AI Act in EU), copyright (most countries) etc.
This is simply Alphabet (the company) having to comply with new regulation. In some way, this sucks for users and for devs, in other ways, it helps to protect users of (shitty) software.
And if you think about it, software seems to be the only thing you can sell without thinking for one second about regulations most of the time. It's kinda odd.
What's the possible harm? Malicious wallet app stealing users crypto coins for example.
No thanks. I'll be calling my rep to urge them to vote against this.
If someone fucks up and downloads some shady wallet app that steals their coins, they're the one at fault. How about trying to take some personal responsibility, instead of trying to get the full force of government to stop other people keeping custody of their own coins, just to protect yourself from potentially making a bad decision and installing a dodgy app? Edited to remove a personal attack
My workaround is Garmin Pay on my wrist. Works fully offline and I have it always handy.
Google Pay doesn't hold/process crypto, crypto wallets don't allow paying with payment terminals (nfc pay, tap to pay, etc).
https://x.com/newsfromgoogle/status/1955741506440192463?s=52...
> Venmo is a service of PayPal, Inc., a licensed provider of money transfer services (NMLS ID: 910457). All money transmission is provided by PayPal, Inc. pursuant to PayPal, Inc.’s licenses. © 2021 PayPal, Inc.
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